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I owe $9,000 in credit card debt. Help.

So my mother is giving me $6,000 with which to pay the debt ...
End Road Work
  04/16/18
pay it off asap
gunt
  04/16/18
Sell your body for money
colt tp
  04/16/18
How tf did you end up with 9k in CC debt? That seems so tras...
up$et j3\/\/
  04/16/18
Date: December 7th, 2007 10:57 PM Author: joires ...
End Road Work
  04/16/18
jfc
up$et j3\/\/
  04/16/18
Online pornography. It's a killer, man.
End Road Work
  04/16/18
It's free. Why are you paying for it? And $9,000 worth of it...
up$et j3\/\/
  04/16/18
fulano is not the same guy as joires
Wilbur Mercer, the supreme gentleman
  04/16/18
thatís exactly what he would want you to think
communityasshole
  04/16/18
wow im surprised you know joires, you were prob like 10 when...
ggtp
  04/16/18
Wilbur has put in a ton of effort learning board history and...
End Road Work
  04/16/18
(((hehe))) good goy
libcrusher180
  04/16/18
Pay off ASAP is better in all respects. Your credit is pr...
John Jacob Jingleheimerdood
  04/16/18
he won't owe tax on the writeoffs because he has a negative ...
Wilbur Mercer, the supreme gentleman
  04/16/18
Correct, good point. A guy who can't pay off his cc is almos...
John Jacob Jingleheimerdood
  04/16/18
do uber or get a nightjob and pay off ASAP. good luck
lawdads8
  04/16/18
take $6k, take $9k loss for your taxes.
MoreDoughHi
  04/16/18
get seamless and auction it off every night for about 300 ni...
communityasshole
  04/16/18
Don't pay. Tell your mom no thanks. wait until it's sold to ...
GS-14
  04/16/18
one|small|trick
MoreDoughHi
  04/16/18
they won't take $500. $3000 maybe. and u'll have shit cre...
imanxoxoposter
  04/16/18
what is this flame
bloodacre
  04/16/18
wtf? this is a humiliating thread bro
Wilbur Mercer, the supreme gentleman
  04/16/18
Right? Edit: OP is fulano who is not joires
The hunk with his junk in her trunk
  04/16/18
it appears to be a different scenario than joires
Wilbur Mercer, the supreme gentleman
  04/16/18
You don't have to "pay" them anything. If they sue...
evan39
  04/16/18
What's your credit score at?
libcrusher180
  04/16/18
take out 9000 more for crypto
Social Justice Reservist (Space Force Ret.)
  04/16/18
arenít you like totally a millionaire brah?
communityasshole
  04/16/18
Iím doing this with the end game of bankruptcy.
39 y/o bumble shrew open to having kids someday
  04/16/18
Wow I wish my parents would give me money to pay off credit ...
'""""
  04/16/18


Poast new message in this thread



Reply Favorite

Date: April 16th, 2018 10:04 AM
Author: End Road Work

So my mother is giving me $6,000 with which to pay the debt off.

However, she doesn't want this to be seen as a handout, so she came up with the brilliant idea of a sort of "pay as you go" scheme, whereby I would pay, say, $200 towards my debt, and she would pay $200.

Does this make sense, or does it just make sense to pay as much of the debt off as quickly as possible, especially considering the APR's on my CCs (one is 30%, the other is around 25%).

Which method would improve my credit score (which I'm sure at this point is in the toilet) the quickest?



(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850242)



Reply Favorite

Date: April 16th, 2018 10:05 AM
Author: gunt

pay it off asap

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850245)



Reply Favorite

Date: April 16th, 2018 10:05 AM
Author: colt tp

Sell your body for money

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850247)



Reply Favorite

Date: April 16th, 2018 10:05 AM
Author: up$et j3\/\/

How tf did you end up with 9k in CC debt? That seems so trashy.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850251)



Reply Favorite

Date: April 16th, 2018 10:09 AM
Author: End Road Work

Date: December 7th, 2007 10:57 PM

Author: joires

I'm an alcoholic and a sex addict. Alcohol has caused my parents to cut me off, have a lack of trust in me, and ruin our relationship to the point that they don't even want me home for Christmas.

My sex addiction has caused me tons of financial strain, I'm in debt to my knees, and yet I am *still* purchasing online porn. Still doing it. And don't really have any intentions of stopping.

I can stop the drinking, I know I can. But I don't know how I can stop the sex.

(http://www.autoadmit.com/thread.php?thread_id=728364&forum_id=2#8995273)



(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850277)



Reply Favorite

Date: April 16th, 2018 10:34 AM
Author: up$et j3\/\/

jfc

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850418)



Reply Favorite

Date: April 16th, 2018 10:37 AM
Author: End Road Work

Online pornography. It's a killer, man.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850441)



Reply Favorite

Date: April 16th, 2018 10:37 AM
Author: up$et j3\/\/

It's free. Why are you paying for it? And $9,000 worth of it, holy shit. You are a complete degenerate.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850450)



Reply Favorite

Date: April 16th, 2018 10:51 AM
Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide)

fulano is not the same guy as joires

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850557)



Reply Favorite

Date: April 16th, 2018 10:52 AM
Author: communityasshole

thatís exactly what he would want you to think

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850564)



Reply Favorite

Date: April 16th, 2018 10:52 AM
Author: ggtp (ggtp)

wow im surprised you know joires, you were prob like 10 when he was poasting

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850566)



Reply Favorite

Date: April 16th, 2018 10:55 AM
Author: End Road Work

Wilbur has put in a ton of effort learning board history and being able to identify alts. It's commendable

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850580)



Reply Favorite

Date: April 16th, 2018 10:39 AM
Author: libcrusher180

(((hehe))) good goy

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850458)



Reply Favorite

Date: April 16th, 2018 10:07 AM
Author: John Jacob Jingleheimerdood

Pay off ASAP is better in all respects.

Your credit is probably fucked anyway, you should see if they'll take 5k and write off the rest. NB: you'll owe income taxes on anything they write off.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850264)



Reply Favorite

Date: April 16th, 2018 10:18 AM
Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide)

he won't owe tax on the writeoffs because he has a negative net worth

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850336)



Reply Favorite

Date: April 16th, 2018 10:43 AM
Author: John Jacob Jingleheimerdood

Correct, good point. A guy who can't pay off his cc is almost certainly insolvent.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850489)



Reply Favorite

Date: April 16th, 2018 10:07 AM
Author: lawdads8 (0x122FE543166A7B3f26D5131495083fD653d4CBD2)

do uber or get a nightjob and pay off ASAP. good luck

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850268)



Reply Favorite

Date: April 16th, 2018 10:09 AM
Author: MoreDoughHi

take $6k, take $9k loss for your taxes.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850282)



Reply Favorite

Date: April 16th, 2018 10:11 AM
Author: communityasshole

get seamless and auction it off every night for about 300 nights ó> debt free

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850295)



Reply Favorite

Date: April 16th, 2018 10:14 AM
Author: GS-14

Don't pay. Tell your mom no thanks. wait until it's sold to a debt collector. Send a letter to the debt collector and enclose a check for $500. Make it clear in the letter and on the check that it is to settle all outstanding balances. When they call you after the check is deposited tell them to fuck off bc it's been settled.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850313)



Reply Favorite

Date: April 16th, 2018 10:16 AM
Author: MoreDoughHi

one|small|trick

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850325)



Reply Favorite

Date: April 16th, 2018 11:52 AM
Author: imanxoxoposter

they won't take $500. $3000 maybe.

and u'll have shit credit for 7 years

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850969)



Reply Favorite

Date: April 16th, 2018 10:18 AM
Author: bloodacre (bloodacre)

what is this flame

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850341)



Reply Favorite

Date: April 16th, 2018 10:19 AM
Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide)

wtf? this is a humiliating thread bro

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850349)



Reply Favorite

Date: April 16th, 2018 10:44 AM
Author: The hunk with his junk in her trunk

Right?

Edit: OP is fulano who is not joires

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850493)



Reply Favorite

Date: April 16th, 2018 10:51 AM
Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide)

it appears to be a different scenario than joires

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850562)



Reply Favorite

Date: April 16th, 2018 10:30 AM
Author: evan39

You don't have to "pay" them anything. If they sue, just settle for a fraction of what you allegedly owe.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850397)



Reply Favorite

Date: April 16th, 2018 10:33 AM
Author: libcrusher180

What's your credit score at?

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850405)



Reply Favorite

Date: April 16th, 2018 10:45 AM
Author: Social Justice Reservist (Space Force Ret.)

take out 9000 more for crypto

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850509)



Reply Favorite

Date: April 16th, 2018 10:50 AM
Author: communityasshole

arenít you like totally a millionaire brah?

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850547)



Reply Favorite

Date: April 16th, 2018 1:50 PM
Author: 39 y/o bumble shrew open to having kids someday (Dr. Thunder 0xE4D4d5d2357f9070e710FaCB96745Df340b63a77)

Iím doing this with the end game of bankruptcy.

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35851756)



Reply Favorite

Date: April 16th, 2018 1:56 PM
Author: '""""


Wow I wish my parents would give me money to pay off credit card debt. I havenít gotten a dime from them since I was 25. What kind of fucking loser are you??

(http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35851813)